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If the monthly IBR payment amount doesn’t cover the interest that accrues (accumulates) on the loans each month, the government will pay the unpaid accrued interest for up to three consecutive years from repayment of the loan under this plan.
If the client repays under IBR for 25 years, any remaining balance will be canceled.
This option is especially ideal for individuals that are just starting with their career.
STANDARD Repayment Plan: This repayment plan saves the client money over time because the monthly payments may be slightly higher than payments made under other plans, but client will pay off the student loan in the shortest time.
We Facilitate Student Loan Consolidations exclusively Through The Dep”t Of Education’s Student Loan Consolidation Program.
Under this plan, the monthly payments are based on income and family size.
The client’s payment amount may increase or decrease each year based on the client’s income and family size (this information is automatically reviewed yearly by the Department of Education).